# Utilorax

> 1,100+ free, privacy-first online calculators, converters and everyday tools — finance, health, maths, unit conversion, text, developer, SEO, image, PDF and QR tools. Everything runs in the browser; no downloads, no sign-up.

## Calculators
- [All calculators](https://utilorax.com/calculators)
- [Loan Calculator](https://utilorax.com/calculators/loan-calculator): Work out your monthly loan payment (EMI), total interest and total repayment in seconds.
- [Compound Interest Calculator](https://utilorax.com/calculators/compound-interest-calculator): See how much your money grows when interest compounds over time.
- [BMI Calculator](https://utilorax.com/calculators/bmi-calculator): Find your Body Mass Index (BMI) and weight category in seconds.
- [Percentage Calculator](https://utilorax.com/calculators/percentage-calculator): Find a percentage of a number quickly and clearly.
- [Age Calculator](https://utilorax.com/calculators/age-calculator): Find your exact age in years, months and days from your date of birth.
- [Mortgage Calculator](https://utilorax.com/calculators/mortgage-calculator): Estimate your monthly mortgage payment and the true cost of your home loan.
- [Calorie Calculator](https://utilorax.com/calculators/calorie-calculator): Find your daily calorie target to maintain, lose or gain weight.
- [Home Affordability Calculator](https://utilorax.com/calculators/home-affordability-calculator): Estimate the home price you can afford from your income, debts and down payment using the 28/36 rule.
- [Future Value Calculator](https://utilorax.com/calculators/future-value-calculator): See what a starting sum and regular monthly deposits grow into over time.
- [Take-Home Pay Calculator](https://utilorax.com/calculators/take-home-pay-calculator): Turn a gross salary into net pay after tax and deductions, per year and per month.
- [401(k) Calculator](https://utilorax.com/calculators/401k-calculator): Project your 401(k) balance at retirement from contributions, employer match and growth.
- [Rent vs Buy Calculator](https://utilorax.com/calculators/rent-vs-buy-calculator): Compare the monthly cost of renting against the monthly cost of owning a home.

## Converters
- [All unit converters](https://utilorax.com/convert)
- [Length](https://utilorax.com/convert/length)
- [Weight & Mass](https://utilorax.com/convert/weight)
- [Temperature](https://utilorax.com/convert/temperature)
- [Volume](https://utilorax.com/convert/volume)
- [Area](https://utilorax.com/convert/area)
- [Speed](https://utilorax.com/convert/speed)
- [Digital Storage](https://utilorax.com/convert/data)
- [Time](https://utilorax.com/convert/time)
- [Pressure](https://utilorax.com/convert/pressure)
- [Energy](https://utilorax.com/convert/energy)
- [Angle](https://utilorax.com/convert/angle)
- [Power](https://utilorax.com/convert/power)
- [Frequency](https://utilorax.com/convert/frequency)
- [Force](https://utilorax.com/convert/force)

## Tools
- [All tools](https://utilorax.com/tools)
- [Word Counter](https://utilorax.com/tools/word-counter)
- [Case Converter](https://utilorax.com/tools/case-converter)
- [JSON Formatter](https://utilorax.com/tools/json-formatter)
- [HEX to RGB Converter](https://utilorax.com/tools/hex-to-rgb)
- [Password Generator](https://utilorax.com/tools/password-generator)
- [MD5 Hash Generator](https://utilorax.com/tools/md5-hash-generator)
- [Bcrypt Hash Generator](https://utilorax.com/tools/bcrypt-hash-generator)
- [SHA-256 Hash Generator](https://utilorax.com/tools/sha256-hash-generator)
- [SHA3-256 Hash Generator](https://utilorax.com/tools/sha3-256-hash-generator)
- [RIPEMD-160 Hash Generator](https://utilorax.com/tools/ripemd160-hash-generator)
- [CRC32 Hash Generator](https://utilorax.com/tools/crc32-hash-generator)
- [All Hash Generator](https://utilorax.com/tools/all-hash-generator)

## More
- [PDF & document tools](https://utilorax.com/documents)
- [Templates](https://utilorax.com/templates)
- [QR codes & barcodes](https://utilorax.com/codes)

## Blog
- [How to Calculate Your Ideal Sleep Schedule for Better Rest](https://utilorax.com/blog/how-to-calculate-your-ideal-sleep-schedule-for-better-rest)
- [Steps to Calories Calculator: Burned Calories from Walking & Running](https://utilorax.com/blog/steps-to-calories-calculator-burned-calories-from-walking-running)
- [How to Calculate Your Grade Point Average (GPA)](https://utilorax.com/blog/how-to-calculate-your-grade-point-average-gpa)
- [Rule of 72 Calculator: See How Fast Your Money Grows](https://utilorax.com/blog/rule-of-72-calculator-see-how-fast-your-money-grows)
- [How to Calculate Your Heart Rate Zones for Better Workouts](https://utilorax.com/blog/how-to-calculate-your-heart-rate-zones-for-better-workouts)
- [Simple Markup Calculator: Set the Right Price for Profit](https://utilorax.com/blog/simple-markup-calculator-set-the-right-price-for-profit)
- [How to Calculate Your Savings Goal and Track Progress](https://utilorax.com/blog/how-to-calculate-your-savings-goal-and-track-progress)
- [How to Calculate Your Home Affordability Budget](https://utilorax.com/blog/how-to-calculate-your-home-affordability-budget)
- [Simple Break-Even Point Calculator: When Does Your Business Profit?](https://utilorax.com/blog/simple-break-even-point-calculator-when-does-your-business-profit)
- [Stripe Fee Calculator: See What You Really Pay (2024 Rates)](https://utilorax.com/blog/stripe-fee-calculator-see-what-you-really-pay-2024-rates)

## Notes
- Available in English, Spanish (/es), French (/fr), Portuguese (/pt) and Chinese (/zh).
- Sitemap: https://utilorax.com/sitemap.xml