Stripe Fee Calculator
See the Stripe fee, your net payout, and what to charge to net a target amount.
How to use the Stripe Fee Calculator
- Enter the amount you are charging the customer.
- Adjust the rate and fixed fee for your account and region.
- Read the fee, your net, and what to charge to net a target.
Fee = amount × rate% + fixed · Net = amount − fee
About the Stripe Fee Calculator
This calculator works out the Stripe fee on a charge and the net payout you keep, using fee = amount x rate% + fixed. It opens with the widely used 2.9% plus $0.30 online card rate, but both the percentage and the fixed fee are editable so you can set the exact numbers that apply to your account and region.
Those defaults are a common starting point, not a universal truth. Stripe pricing changes with country, currency, card type, and whether a payment is domestic or international. Cross-border cards, currency conversion, and certain payment methods carry their own added percentages. For a dependable figure, look up the rate Stripe actually charges you and enter it here rather than trusting the default.
The calculator also answers the pricing question in reverse: to net a target amount after fees, you need to charge slightly more, and the tool shows that grossed-up figure. Every result is a one-way estimate based only on the values you enter, not an official statement from Stripe. To weigh it against another processor, open the PayPal Fee Calculator, or check your take-home with the Profit Margin Calculator.
Frequently asked questions
How does Stripe calculate its fee?
Stripe multiplies the charge by a percentage and adds a fixed per-transaction fee. With the defaults, a $100 charge costs 100 x 2.9% + $0.30 = $3.20, leaving a $96.80 net payout. You can edit both fields to match your own pricing.
Is the 2.9% plus $0.30 rate accurate for me?
It is the standard online card rate and a fair starting point, but not guaranteed. Your real rate depends on country, currency, card type and whether the payment is international. Enter your actual figures for a precise result.
What should I charge to receive a specific net amount?
Since the fee is deducted from the charge, you must bill more than your target to keep it in full. The tool calculates this grossed-up amount so you can price a product to net exactly what you want.
Does this cover international or currency-conversion fees?
No. It applies only the one rate and fixed fee you enter. Stripe typically adds extra percentages for cross-border cards and currency conversion, so international charges may cost more than this basic estimate.
Can I rely on this as an official Stripe figure?
No. It is an estimate built from the numbers you provide. Use it for planning and pricing decisions, but confirm the exact fee in your Stripe dashboard for any real transaction.