Finance Calculators

Currency Converter

Convert any amount between world currencies at the live mid-market exchange rate.

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How to use the Currency Converter

  1. Enter the amount to convert.
  2. Pick the currency you have and the one you want.
  3. Read the live converted value and the exchange rate.

About the Currency Converter

This converter turns an amount in one currency into another by routing through the US dollar. It divides your amount by the dollar rate of the currency you hold, then multiplies by the dollar rate of the currency you want. Those dollar rates come from a free live feed that is cached and refreshed about once a day, so the same reference numbers drive every pair. Alongside the converted amount it prints the exchange rate both ways, so you can sanity-check the direction.

These are mid-market rates: the midpoint between the buy and sell prices that large institutions deal at. That is the honest, un-marked-up number, which is why it works as a benchmark — but it is not the rate you personally receive. Banks, card networks, airport kiosks and transfer apps add a margin on top, so your real rate is always a little worse, sometimes several percent worse.

Treat this as a reference, not a trading or remittance quote. Rates move continuously through the day while this feed updates only roughly daily, and the figure makes no allowance for transfer fees. For hard assets see the gold and silver rate calculator, and for digital ones the crypto price converter.

Frequently asked questions

Is this the rate my bank will actually give me?

No. This is the mid-market rate — the midpoint that big institutions trade at with no margin added. Banks, cards, transfer apps and exchange kiosks build in a spread or fee, so the rate you get is always a bit worse. Use this number as the benchmark to judge how fair their offer is.

How often do the rates update?

About once a day. The dollar rates come from a free feed that is cached and refreshed roughly daily, not tick by tick. That is fine for a reference figure, but it means the value here can lag a fast-moving market by a few hours.

Why does it convert through the US dollar?

Because the feed quotes every currency against the US dollar. To go from one non-dollar currency to another, the tool converts your amount into dollars first and then into the target currency. The cross-rate you see is the result of those two steps.

Can I rely on this for a large transfer or for trading?

No. It is a reference, not a live dealing or remittance quote. For a sizeable transfer, get the actual rate and fees from your provider at the moment you send; for trading, use a real-time market feed. The daily mid-market figure here is for orientation.

Why is this rate different from the one my app shows?

Usually two reasons: timing and margin. This feed updates about daily, so it can differ from a live screen, and your app may already be showing a rate with its own spread baked in. Small gaps between mid-market sources are normal.