Zakat Calculator
Add up your zakatable wealth and see if you meet the nisab and how much Zakat is due.
How to use the Zakat Calculator
- Enter your cash, gold, silver and business assets.
- Subtract debts and choose the gold or silver nisab.
- Enter today’s metal price per gram to fix the threshold.
Zakat = 2.5% of net zakatable wealth, if that wealth is at or above the nisab
About the Zakat Calculator
This calculator adds your cash and bank balances, the value of your gold and silver, business assets and any other zakatable holdings, then subtracts the debts you owe, to reach your net zakatable wealth. It compares that total against the nisab — the minimum threshold at which Zakat becomes due. The nisab is a weight of metal, either 87.48 g of gold or 612.36 g of silver, so its cash value depends on the price you enter per gram: the threshold is only as current as the price you type in. If your wealth reaches or passes the nisab, Zakat is worked out at 2.5%.
By default it uses the silver nisab, which is the lower of the two and so makes more people liable — the more cautious basis. That choice matters, because it affects both whether anything is due at all and, at 2.5%, how much.
Please treat this as a practical guide from the figures you enter, not a ruling. Scholars differ on several points — which assets count as zakatable, how debts are treated, whether the gold or silver nisab applies, and the condition that the wealth be held for a full lunar (hawl) year. For a decision you can rely on, confirm the details with a trusted local scholar or Zakat authority. To tally your assets and debts first, the net worth calculator can help.
Frequently asked questions
What is the nisab?
It is the minimum amount of wealth you must hold before Zakat is due. It is defined as a weight of metal — 87.48 g of gold or 612.36 g of silver — so its money value depends on the current price per gram, which is why you enter that price yourself.
Should I use the gold or silver nisab?
Scholars differ. The silver nisab is lower, so it makes more people liable and is often chosen as the more cautious option, which is why it is the default here. Which basis applies to you is best confirmed with a scholar you trust.
Why do I have to enter the metal price myself?
Because gold and silver prices change constantly and the calculator does not fetch a live rate. Entering today’s price per gram keeps the nisab threshold accurate for the moment you are calculating.
Does the wealth have to be held for a year?
In the common understanding, Zakat is due on wealth held for a full lunar year, known as the hawl. This tool works out the amount from the figures you give for a single point in time; whether that holding condition is met is for you to judge or to confirm with a scholar.
Is this Zakat figure religiously authoritative?
No. It is a helpful estimate based on what you enter and widely used figures. Rulings on what is zakatable and how vary between scholars and schools, so use it as a starting point and verify with a trusted local authority.