All Calculators
Every free tool on Utilorax, organised by category. 116 calculators and growing.
Finance Calculators 70
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Loan Calculator
Work out your monthly loan payment (EMI), total interest and total repayment in seconds.
Simple Interest Calculator
Calculate simple interest and the final amount from a principal, rate and time period.
Compound Interest Calculator
See how much your money grows when interest compounds over time.
VAT / Sales Tax Calculator
Add or remove VAT / sales tax at any rate and see the tax amount instantly.
Mortgage Calculator
Estimate your monthly mortgage payment and the true cost of your home loan.
Car Loan Calculator
Find your monthly car payment and how much interest the loan will cost.
ROI Calculator
Measure your return on investment as a clear percentage and profit figure.
Savings Goal Calculator
Find out how much to set aside each month to hit your savings target.
Profit Margin Calculator
Turn cost and selling price into profit, margin and markup percentages.
Hourly to Salary Calculator
Convert your hourly wage into annual, monthly and weekly pay.
Markup Calculator
Turn a cost and markup into a selling price, profit and margin.
Inflation Calculator
See how inflation changes prices and buying power over time.
CAGR Calculator
Find the compound annual growth rate (CAGR) between a starting and ending value over any number of years.
SIP Calculator
See what a fixed monthly investment could grow to, plus your total invested and estimated returns.
Break-Even Calculator
Find how many units you must sell to cover all your costs — the point where profit begins.
EMI Calculator with Prepayment
Work out your loan EMI, then see what paying a little extra each month saves you.
Zakat Calculator
Add up your zakatable wealth and see if you meet the nisab and how much Zakat is due.
Rent Affordability Calculator
See how much rent fits your income — by the 30% rule and after your existing debts.
Net Worth Calculator
Total your assets, subtract your debts, and see where you stand.
Gold & Silver Rate Calculator
Value any weight of gold or silver at the live spot price — by gram, tola, ounce or kilogram, in your currency.
Crypto Price Converter
Convert Bitcoin, Ethereum and more to any currency — or a currency amount into coins — at the live price.
Currency Converter
Convert any amount between world currencies at the live mid-market exchange rate.
Credit Card Payoff Calculator
See how long a credit card balance takes to clear — and how much interest it costs.
Retirement Savings Calculator
Project how much your savings could grow by the time you retire.
Loan Amortization Schedule
See the full month-by-month breakdown of any loan — principal, interest and falling balance — plus the effect of extra payments.
PayPal Fee Calculator
See the PayPal fee, what you actually receive, and what to charge to net a target amount.
Stripe Fee Calculator
See the Stripe fee, your net payout, and what to charge to net a target amount.
CPM Calculator
Work out the cost per thousand impressions (CPM) from your spend and impressions.
GST Calculator
Add GST to a price, or work backwards to pull it out of a GST-inclusive total.
AdSense Revenue Calculator
Estimate ad earnings from pageviews, click-through rate and cost per click.
Sales Tax Calculator
Add sales tax to a price, or pull the tax back out of a total that already includes it.
Capital Gains Tax Calculator
Work out the gain on an asset you sold, the tax due on it, and what you keep after tax.
Home Affordability Calculator
Estimate the home price you can afford from your income, debts and down payment using the 28/36 rule.
Debt-to-Income Ratio Calculator
See what share of your income goes to debt each month — the number lenders check first.
Refinance Calculator
Compare your current loan with a new one to see the monthly saving and when it pays for itself.
Down Payment Calculator
Turn a home price and a percentage into a deposit amount and the loan you would need.
Overtime Pay Calculator
Work out total pay when some hours are paid at time-and-a-half or double time.
Salary to Hourly Calculator
Convert a yearly salary into an hourly rate, plus the weekly and monthly equivalents.
Rule of 72 Calculator
Enter a rate to see how quickly compound growth doubles, triples and quadruples your money.
Future Value Calculator
See what a starting sum and regular monthly deposits grow into over time.
Take-Home Pay Calculator
Turn a gross salary into net pay after tax and deductions, per year and per month.
Property Tax Calculator
Estimate the annual and monthly property tax on a home from its value and your local rate.
401(k) Calculator
Project your 401(k) balance at retirement from contributions, employer match and growth.
Rent vs Buy Calculator
Compare the monthly cost of renting against the monthly cost of owning a home.
APY Calculator
Convert a nominal rate and compounding frequency into the effective annual yield (APY).
CD Calculator
See what a certificate of deposit grows to at maturity, plus the interest earned and APY.
Present Value Calculator
Discount a future sum and future payments back to what they are worth today.
Commission Calculator
Work out commission on a sale and add any base pay to see total earnings.
Self-Employment Tax Calculator
Estimate self-employment tax on your net earnings and what you keep after it.
Real Rate of Return Calculator
Adjust a nominal return for inflation to see your true gain in purchasing power.
Student Loan Calculator
Work out the monthly payment, total interest and total cost of a student loan.
Auto Lease Calculator
Estimate a monthly car lease payment from the price, residual value and money factor.
Dividend Yield Calculator
Find the dividend yield of a stock and the annual income from your shares.
Home Equity Calculator
See your home equity and an estimate of how much you could borrow against it.
Retirement Drawdown Calculator
See how long a pot of savings lasts at a given monthly withdrawal and return.
Emergency Fund Calculator
Work out how big your emergency fund should be and how much is left to save.
Budget Calculator (50/30/20)
Split your take-home pay into needs, wants and savings with the 50/30/20 rule.
Credit Utilization Calculator
Work out your credit utilization ratio and how much to pay to keep it healthy.
ROAS Calculator
Measure return on ad spend from your campaign revenue and cost.
Car Affordability Calculator
Work back from a comfortable monthly payment to the car price you can afford.
APR Calculator
Find a loan's real APR once upfront fees are folded into the interest rate.
Annuity Calculator
Turn a lump sum into the fixed monthly income it can provide over a set term.
Debt Consolidation Calculator
Compare a single consolidation loan against what you pay now across your debts.
Savings Rate Calculator
See what share of your income you save each month — a key measure of financial health.
Freelance Hourly Rate Calculator
Work out the hourly rate you need to charge to hit your income after expenses.
Customer Acquisition Cost Calculator
Work out what it costs to win each new customer from your sales and marketing spend.
Customer Lifetime Value Calculator
Estimate the total value a typical customer brings over their relationship with you.
Bond Yield Calculator
Find a bond's current yield and annual coupon income from its price and coupon rate.
Rent Increase Calculator
See your new rent and the yearly cost after a percentage increase.
Loan-to-Value Calculator
Work out your loan-to-value ratio from the loan amount and the property value.
Health & Fitness Calculators 12
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BMI Calculator
Find your Body Mass Index (BMI) and weight category in seconds.
BMR Calculator
Find how many calories your body burns at rest and each day.
Ideal Weight Calculator
Estimate a healthy target weight range for your height and gender.
Calorie Calculator
Find your daily calorie target to maintain, lose or gain weight.
Body Fat Calculator
Estimate your body fat percentage using the U.S. Navy tape method.
Water Intake Calculator
Estimate how much water to drink each day for your body and activity.
Macro Calculator
Turn your daily calorie target into grams of protein, carbohydrates and fat.
Pregnancy Due Date Calculator
Estimate your due date, how many weeks along you are and your current trimester.
Heart Rate Zone Calculator
Find your maximum heart rate and personal training zones for smarter workouts.
Steps to Calories Calculator
Turn a step count into an estimate of calories burned and distance walked.
Ovulation Calculator
Estimate your ovulation day and fertile window from your cycle.
TDEE Calculator
Find your maintenance calories — the energy you burn in a typical day.
Math Calculators 18
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Percentage Calculator
Find a percentage of a number quickly and clearly.
Average Calculator
Calculate the average (mean) of any list of numbers.
Percentage Change Calculator
Find the percentage increase or decrease between two values.
Ratio Calculator
Simplify any ratio to its lowest terms and see it as a decimal.
GCD & LCM Calculator
Find the greatest common divisor and least common multiple.
Rounding Calculator
Round any number to the decimal places you need.
Standard Deviation Calculator
Get the standard deviation, variance and mean of a set of numbers instantly.
Exponent Calculator
Raise any number to any power — whole, negative or fractional exponents all work.
Prime Number Calculator
Check whether a number is prime — and if not, get its prime factorisation.
GPA Calculator
Work out your weighted GPA from each course grade and its credit hours.
Grade Calculator
Combine your scores by weight to see your current overall grade.
Final Grade Calculator
Find the exact score you need on your final exam to hit your target grade.
Fraction Calculator
Add, subtract, multiply or divide two fractions — simplified automatically.
Quadratic Equation Solver
Solve ax² + bx + c = 0 — real or complex roots, discriminant and vertex.
Root Calculator
Find the square root, cube root or any nth root of a number.
Scientific Calculator
Type or tap a full expression — trig, logs, powers, roots and more, in degrees or radians.
Probability Calculator
Combine the odds of two independent events — both, either, neither or only one.
Confidence Interval Calculator
Find the confidence interval for a mean from your sample statistics.
Everyday Calculators 16
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Age Calculator
Find your exact age in years, months and days from your date of birth.
Date Difference Calculator
Count the days, weeks and months between any two dates.
Tip Calculator
Work out the tip and split the bill between friends in seconds.
Discount Calculator
Find the sale price and how much you save on any discount.
Fuel Cost Calculator
Work out the fuel needed and total cost for any trip.
Unit Price Calculator
Find the price per unit so you can spot the best value.
Pace Calculator
Find your running pace per kilometre and average speed.
Electricity Cost Calculator
See how much any appliance costs to run per day, month and year.
Sleep Calculator
Enter when you need to wake up and get bedtimes timed to whole sleep cycles.
Speed Calculator
Enter a distance and time to get speed in km/h, m/s and mph, plus pace.
Countdown Timer
Count down to any date — the days, hours, minutes and seconds tick live.
Time Zone Converter
Convert a time between any two time zones — daylight saving handled for you.
Aspect Ratio Calculator
Find the aspect ratio of any size, then resize width or height while the proportions stay locked.
Days Calculator
Add or subtract days from any date and get the resulting date and weekday.
Month Calculator
Add or subtract months from a date, with month-end handled correctly.
Hours Calculator
Work out hours between two times, minus a break — with pay if you add a rate.

